When does handr block do emerald advance - H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.

 
Get quick access to short term credit year round with an H&R Block Emerald Advance® Line of Credit. hrblock.com. Emerald Advance® — Line of Credit — H&R Block® ... . How much is 30 off of dollar50

H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. Here’s how Emerald Advance℠ works. Application period open from Nov. 15, 2022 through Jan. 7, 2023. If approved, you could have year-round access to a line of credit whenever you need it. H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.Access the Emerald Card Cardholder Agreement to learn more. You can also contact us at 1-866-353-1266. There is no charge for contacting us. H&R Block Emerald Prepaid Mastercard® is issued by Pathward, N.A., Member FDIC, pursuant to license by Mastercard.The No Fee Refund Advance Loan requires a W-2 and other tax documents. In-person filing starts at $59. The Early Refund Advance is available from Dec. 12, 2022, through Jan. 15, 2023. The No Fee ...H&R BLOCK EMERALD PREPAID MASTERCARD ® The H&R Block Emerald Prepaid Mastercard® is a tax refund-related deposit product issued by Pathward, N.A., Member FDIC. Emerald Financial Services, LLC, an H&R Block entity, is the program manager for Pathward. *This fee can be lower depending on how and where this Card is used. No overdraft/credit feature.If rising costs have you worried about holiday spending, you’re not alone. In fact, nine in 10 people are concerned about inflation and rising prices impacting the upcoming holiday season according to an H&R Block survey.*. An H&R Block Emerald Advance® line of credit 115 of up to $1,000 might be right for you. H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.The H&R Block Prepaid Emerald Mastercard is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees. Natalie Sudbury, MA. Reviewed April 25, 2023. I have used H&R Block for over 10 years to file my taxes online. I've always used the self-service option. During the 2022 tax year, my taxes became ...Anyone approved for h r block emerald advance 2014. Govt of india approved drdo approved cos to purchage rp coin antiques? My tax refund was approved and at one point showed approved on irs.gov but all of a sudden went back to still processing? Hr block emerald advance how hard is it to getH&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.List of all fees for H&R Block Emerald Prepaid Mastercard® All fees Amount Details Add money Fees of up to $4.95 may apply when reloading your Card Account at Cash reload $4.95 authorized retail reload providers. These fees may vary based on location and are assessed by the reload provider and may be subject to change without notice. Access the Emerald Card Cardholder Agreement to learn more. You can also contact us at 1-866-353-1266. There is no charge for contacting us. H&R Block Emerald Prepaid Mastercard® is issued by Pathward, N.A., Member FDIC, pursuant to license by Mastercard.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.Oct 24, 2022 · See answer (1) Best Answer. Copy. Reloading a H&R Block Emerald card is done by visiting a participating partner (online or in person),provide the correct information and ID. Then after fees are ... H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.Natalie Sudbury, MA. Reviewed April 25, 2023. I have used H&R Block for over 10 years to file my taxes online. I've always used the self-service option. During the 2022 tax year, my taxes became ...File your taxes and get your refund all from one place. How it works: Apply with a tax professional virtually or in-person. If approved, most people can access their funds the same day as filing via an H&R Block Emerald Prepaid Mastercard. Pay the loan back once the IRS issues your refund. Keep In Mind: H&R Block’s Refund Advance is a loan ...KANSAS CITY, Mo., Nov. 27, 2018 (GLOBE NEWSWIRE) -- The promotional period for H&R Block Emerald Advance® line of credit launched nationally for... November 27, 2018 11:30 ET | Source: HRB Tax ...The H&R Block Emerald Advance is a year-round line of credit. With it, you can borrow and repay between $300 and $1000 as many times as you need, depending on bank approval. For 2015, the line of credit will be available starting November 23, 2015. If you're approved, the money will be put onto an H&R Block Emerald Prepaid MasterCard.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.File your taxes and get your refund all from one place. How it works: Apply with a tax professional virtually or in-person. If approved, most people can access their funds the same day as filing via an H&R Block Emerald Prepaid Mastercard. Pay the loan back once the IRS issues your refund. Keep In Mind: H&R Block’s Refund Advance is a loan ...What’s the credit limit for H & are block Emerald Advance? If approved for an H&R Block Emerald Advance ®, your credit limit could be between $350-$1000. H&R Block Emerald Advance ® line of credit and H&R Block Emerald Savings ® offered through Axos Bank ™, Member FDIC. H&R Block Emerald Prepaid Mastercard ® issued by Axos Bank pursuant ...H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. Jul 31, 2023 · H&R Block offers a range of ways for people to file their taxes. But, by far, the most popular option is online filing. Online filing will be available to use as soon as H&R Block 2023 is released in early November. Then, you can begin preparing your taxes, and H&R Block will do the rest. This year H&R Block is offering refund advances from January 4 th to February 28 th. So, you don’t have much time to apply. How Much Can I Claim as Part of My Refund Advance? H&R Block operates a robust application procedure, so you’re never going to be able to take out more than you expect to get back as part of your refund.Nov. – Jan. USE YOUR LINE OF CREDIT AND MAKE MONTHLY PAYMENTS. Draw available funds from your line of credit at www.hrblock.com/emeraldcard or downloadand log onto the MyBlock App. Each month, you’ll receive a monthly statement notifying you of your required minimum payment amount and due date.Anyone approved for h r block emerald advance 2014. Govt of india approved drdo approved cos to purchage rp coin antiques? My tax refund was approved and at one point showed approved on irs.gov but all of a sudden went back to still processing? Hr block emerald advance how hard is it to get Refund Advance. H&R Block offers an Emerald Advance line of credit to put up to $1,000 of your tax refund in your pocket well before you file. If you’re eligible, the funds will be loaded onto a prepaid Emerald Card, which works like a Mastercard credit card with a $45 annual fee and 36% interest rate.Nov 23, 2015 · November 23, 2015 at 10:00 AM. KANSAS CITY, MO-- (Marketwired - November 23, 2015) - The H&R Block Emerald Advance® (1), a year-round line of credit, is now available for qualified applicants who ... Jul 31, 2023 · H&R Block offers a range of ways for people to file their taxes. But, by far, the most popular option is online filing. Online filing will be available to use as soon as H&R Block 2023 is released in early November. Then, you can begin preparing your taxes, and H&R Block will do the rest. Apply at an H&R Block branch for a limited time every year — typically, from the beginning of January to the end of February every year — to receive your refund early.November 23, 2015 at 10:00 AM. KANSAS CITY, MO-- (Marketwired - November 23, 2015) - The H&R Block Emerald Advance® (1), a year-round line of credit, is now available for qualified applicants who ...Feb 4, 2021 · With a Refund Advance loan offered at H&R Block (NYSE: HRB ), approved clients can access up to $3500 with 0% interest the same day they file their tax return. "Too many Americans are struggling ... H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.Feel confident and in control of your taxes and finances all year long with the MyBlock app. Manage your tax appointment. Connect with your tax pro. Explore mobile banking. Do it all, no matter where you are, with MyBlock. 120. Work with your tax pro from home via messaging, screen sharing, or video chat. Track your tax return in real time.The Refund Advance loan. 109 was available at participating H&R Block offices Jan. 3 – Feb. 28, 2023. Still need to get your taxes done? File today and get every dollar you deserve.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.H&R Block Emerald Advance – H&R Block seems to have departed from traditional refund anticipation loans and now offers the Emerald Advance starting as early as November each year. The Emerald Advance is a line of credit of up to $1,000 issued before the Christmas season and that must be paid back by February 15 th the following year. As long ...H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.Jan 26, 2022 · Child Tax Credit amounts will be different for each family. Your amount changes based on the age of your children. The payment for children: Ages five and younger is up to $3,600 in total (up to $300 in advance monthly) Ages six to 17 is up to $3,000 in total (up to $250 in advance monthly) Your amount changes based on your income. H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.The Refund Advance loan. 109 was available at participating H&R Block offices Jan. 3 – Feb. 28, 2023. Still need to get your taxes done? File today and get every dollar you deserve.20% off next year's tax prep if you don't receive the No Surprise Guarantee. If H&R Block doesn't provide transparent pricing, free audit assistance, a transparent process, and free midyear care ...H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.H&R Block Emerald Advance® You could get a line of credit up to $1,000. ^ Emerald Advance℠ is no longer available in tax offices for this season. Make tax appointment Here’s how Emerald Advance℠ works. Application period open from Nov. 15, 2022 through Jan. 7, 2023.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.May 3, 2022 · One of the main benefits of the Emerald card is the possibility of accessing tax refund advance loans. These types of loans are offered by financial institutions to customers who anticipate receiving a tax refund. H&R Block offers tax refund advance loans of up to $3,500. Unlike other similar companies, the loans come with 0% APR. File your taxes and get your refund all from one place. How it works: Apply with a tax professional virtually or in-person. If approved, most people can access their funds the same day as filing via an H&R Block Emerald Prepaid Mastercard. Pay the loan back once the IRS issues your refund. Keep In Mind: H&R Block’s Refund Advance is a loan ... You can think of the letter like a tax form. The letter 6419 is the official documentation that has the details you need to report your advance Child Tax Credit (CTC) payments.*. The total amount of advance CTC payments you received for 2021. This information will go on Schedule 8812, line 14f or 15e as applicable.2.9 "Emerald Advance" means the H&R Block Emerald Advance® line of credit originated by Pathward. 2.10 "Equipment" means the equipment you use to access the Services, including but not limited to items such as a Mobile Device, desktop computer, or a laptop computer.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. One of the main benefits of the Emerald card is the possibility of accessing tax refund advance loans. These types of loans are offered by financial institutions to customers who anticipate receiving a tax refund. H&R Block offers tax refund advance loans of up to $3,500. Unlike other similar companies, the loans come with 0% APR.Apr 22, 2022 · The interest-free Refund Advance h&r block Christmas loan 2023 became available on January 3, 2023, with a maximum HR block Christmas loan amount of $3500. This H&R Block Christmas loan 2022 option allows individuals to access more money based on their anticipated tax refund. H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.H&R Block’s Emerald advance loan is being offered in amounts of $500, $750, $1,250, and $3,000. Some taxpayers depend on their tax refunds to manage the bills, credit card payments, and unexpected expenses. Oct 24, 2022 · See answer (1) Best Answer. Copy. Reloading a H&R Block Emerald card is done by visiting a participating partner (online or in person),provide the correct information and ID. Then after fees are ... The H&R Block Prepaid Emerald Mastercard is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees. When Does Tax Season Start at H&R Block? January 3, 2023 Tax Filing. Taxpayers now have the opportunity of going to an H&R Block store or preparing their tax returns with H & R Block online to make sure that the April 15 filing deadline is met. The IRS will start processing returns in early January this year, so there is no need to delay filing.H&R Block / HRB Digital review: Emerald advance 47. L. lizk606 of Harlan, US. Nov 24, 2008 2:36 pm EST. Review updated: Nov 22, 2022. Resolved. Featured review. THIS BLOWS! i always have done my taxes at h&r block! and since they started the emerald advance it has really helped out during the holidays! now they so a credit check! thanks to the ...Emerald Savings account features. With your H&R Block Emerald Prepaid Mastercard®. 110, make deposits and withdrawals from your Emerald Savings account. You can transfer funds between your Emerald Card® and Emerald Savings account by logging in at Emerald Card Online, or at an ATM. 117. May 3, 2022 · One of the main benefits of the Emerald card is the possibility of accessing tax refund advance loans. These types of loans are offered by financial institutions to customers who anticipate receiving a tax refund. H&R Block offers tax refund advance loans of up to $3,500. Unlike other similar companies, the loans come with 0% APR. Apply at an H&R Block branch for a limited time every year — typically, from the beginning of January to the end of February every year — to receive your refund early.Aug 20, 2022 · The H& R Block Emerald Refund Advance for 2022 offers tax refund advance loans. You must have at least $1,000 in expected refunds to qualify. Loan amounts range from $250 to $3,500. In most situations, you can expect your money to be available on your H& R Block Emerald Prepaid Mastercard on the same day. See answer (1) Best Answer. Copy. Reloading a H&R Block Emerald card is done by visiting a participating partner (online or in person),provide the correct information and ID. Then after fees are ...An H&R Block representative will be there to assist you. If you purchased H&R Block’s Peace of Mind® Extended Service Plan, then you can file a claim. To initiate the process, contact an office near you or call 1-800-HRBLOCK within 60 days of the initial tax notice. 20% off next year's tax prep if you don't receive the No Surprise Guarantee. If H&R Block doesn't provide transparent pricing, free audit assistance, a transparent process, and free midyear care ...H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.H&R Block Emerald Advance® You could get a line of credit up to $1,000. ^ Emerald Advance℠ is no longer available in tax offices for this season. Make tax appointment Here’s how Emerald Advance℠ works. Application period open from Nov. 15, 2022 through Jan. 7, 2023.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.H&R Block Emerald Advance® You could get a line of credit up to $1,000. ^ Emerald Advance℠ is no longer available in tax offices for this season. Make tax appointment Here’s how Emerald Advance℠ works. Application period open from Nov. 15, 2022 through Jan. 7, 2023. Anyone approved for h r block emerald advance 2014. Govt of india approved drdo approved cos to purchage rp coin antiques? My tax refund was approved and at one point showed approved on irs.gov but all of a sudden went back to still processing? Hr block emerald advance how hard is it to getH&R BLOCK EMERALD PREPAID MASTERCARD ® The H&R Block Emerald Prepaid Mastercard® is a tax refund-related deposit product issued by Pathward, N.A., Member FDIC. Emerald Financial Services, LLC, an H&R Block entity, is the program manager for Pathward. *This fee can be lower depending on how and where this Card is used. No overdraft/credit feature.Get quick access to short term credit year round with an H&R Block Emerald Advance® Line of Credit. hrblock.com Emerald Advance® — Line of Credit — H&R Block®

Apr 22, 2022 · The interest-free Refund Advance h&r block Christmas loan 2023 became available on January 3, 2023, with a maximum HR block Christmas loan amount of $3500. This H&R Block Christmas loan 2022 option allows individuals to access more money based on their anticipated tax refund. . Lars amadeus men

when does handr block do emerald advance

H&R Block Emerald Advance® You could get a line of credit up to $1,000. ^ Emerald Advance℠ is no longer available in tax offices for this season. Make tax appointment Here’s how Emerald Advance℠ works. Application period open from Nov. 15, 2022 through Jan. 7, 2023.If rising costs have you worried about holiday spending, you’re not alone. In fact, nine in 10 people are concerned about inflation and rising prices impacting the upcoming holiday season according to an H&R Block survey.*. An H&R Block Emerald Advance® line of credit 115 of up to $1,000 might be right for you. H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. Oct 5, 2014 · H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. Oct 5, 2014 · H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. Continuing this tradition, the Emerald Advance application launched nationally on November 21 for consumers to apply at any participating H&R Block tax office. Approved applicants are eligible for ...Emerald Advance® — Line of Credit — H&R Block® - H&R Block®. Get quick access to short term credit year round with an H&R Block Emerald Advance® Line of Credit. 184184. 3K comments 132 shares. Share.Nov 23, 2015 · November 23, 2015 at 10:00 AM. KANSAS CITY, MO-- (Marketwired - November 23, 2015) - The H&R Block Emerald Advance® (1), a year-round line of credit, is now available for qualified applicants who ... H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.Nov 8, 2018 · The four available amounts are: $500, $750, $1250 or $3,000. H&R Block will verify your state-issued identification so have either a driver’s license, state ID or passport at the ready. The amount will be issued exclusively on a prepaid Mastercard Emerald Card, particular to H&R Block. Your H&R tax preparer will give you the card. The H&R Block Prepaid Emerald Mastercard is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees. Apr 14, 2021 · What’s the credit limit for H & are block Emerald Advance? If approved for an H&R Block Emerald Advance ®, your credit limit could be between $350-$1000. H&R Block Emerald Advance ® line of credit and H&R Block Emerald Savings ® offered through Axos Bank ™, Member FDIC. H&R Block Emerald Prepaid Mastercard ® issued by Axos Bank pursuant ... H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply..

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